By an eHow Contributor
Get a Credit Card if You Have Bad Credit
How to Get a Credit Card if You Have Bad Credit
Having bad credit won't necessarily prevent you from getting a credit card, but it can make it-along with other, larger purchases in your life- much more difficult. Follow these steps to get a credit card despite your bad credit.
From Essentials: Repairing Bad Credit History 101
- About Bad Credit Bad credit is a reality for many consumers, but what exactly is bad credit? Neglecting to pay… More
- Credit Rating FAQ From television commercials to radio ads you have probably heard about credit ratings (also… More
- How to Fix Bad Credit Fixing bad credit involves getting a copy of all three credit bureau reports and addressing any… More
- Who Can Help With Credit Repair? Good credit is essential for saving money on everything from buying a home to auto insurance. If… More
- Credit Rating Scores Explained Credit rating scores are mysterious to many people. You may know that your credit score is a… More
- How to Obtain a Copy of Your Credit Report Obtaining a copy of your credit report can be done with one website on the Internet, but be… More
- How to Evaluate Credit Repair Services When you're drowning in maxed-out credit card balances and high interest rates, it might be… More
- How to Improve a FICO Credit Score Most people have applied for a car loan, mortgage or credit card at one time or another. And, as… More
- How to Rebuild Your Credit With Credit Cards When you have had some credit problems and your score is low, you can use your credit cards to… More
- How to Dispute a Credit Report It is always a good idea to review your credit report at least once a year so you can spot any… More
- How to Get a Credit Card if You Have Bad Credit Having bad credit won't necessarily prevent you from getting a credit card, but it can make… More
- How to Dispute Medical Information on a Credit Report It is important to check your credit report for accuracy on a regular basis. Inaccurate medical… More
- How to Obtain a First Class Credit Rating Having a first class credit rating will qualify you for the best rates on mortgages, auto loans… More
- How to Rebuild Credit After Repossession Skipped or late payments contribute to a low credit score. Additionally, experiencing a… More
- How to Get Deliquincies Off a Credit Report You may discover that your credit report contains delinquency information that is outdated or… More
Difficulty: Moderate
Instructions
Things You'll Need:
- Identification
- Knowledge of Credit History
- Secured Credit Cards
- Credit Reports
- Credit Cards And Loans
- Credit Counseling Services
- 1Apply for credit cards at smaller retail stores. Sometimes these companies are more willing to give you a chance. If your application is accepted, make a small purchase and pay at least the minimum payment every month and on time. (If you pay more than the minimum payment, you won't pay as much in interest charges.)
- 2Go to your bank, savings institution or credit union. If they already have your business, they may be more willing to give you a credit card.
- 3Apply for a secured credit card if all else fails. You will be required to open and maintain a savings account as security for your line of credit. Your credit line will be a percentage of your deposit.
- 4Ask a friend or family member to co-sign for a credit card. Remember that their credit counts as well, so choose someone with good credit. If you can't pay back the loan, they must, and it will appear as a blemish on their credit rating.
Read more: How to Get a Credit Card if You Have Bad Credit | eHow.com http://www.ehow.com/how_5589_credit-card-you.html#ixzz18UMjNgV7
0 comments:
Post a Comment